Welcome to Smart Tips

Here you’ll find advice, information, tips and tricks

for staying safe, protecting your home, saving money and more.

Does your car have an outstanding recall?

Approximately one in six cars on Canadian roads has an outstanding recall. In 2015 alone, five million cars had a safety-related issue that required a recall notification in accordance with the Canadian Motor Vehicle Safety Act.

Check the national database for any safety-related defects that could be putting you at risk.

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9 tips for a safe road trip this summer

It’s Canada’s 150th birthday! Planning to use your free 2017 Parks Canada Discovery Pass? Here are some summer road trip tips. More...

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How to prevent hail damage and stay safe

Here are some tips on how to protect yourself and your family before, during and after a hailstorm. More...

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Flood safety: how to protect your home

Extreme weather is causing more water damage than ever. Protect your home and family before, during and after a flood. More...

Do you know what you own?

A home inventory is an easy way to help you choose the right amount of coverage and simplify any future claim. Use these tips to create your inventory now.

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10 tips for safe winter driving

Acting on even a few of these easy tips will dramatically improve your winter driving and keep you safer on the roads.

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Top tips for a stress-free renovation

Putting your greatest investment (your home!) in expert hands shouldn’t be stressful. Reduce anxiety and get the most out of your home reno with these top tips.

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Simplify the home buying process with this step-by-step checklist

Whether you’re a first-time home buyer or looking for an upgrade, take this handy checklist with you and close the deal with confidence.

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Top 10 tips for closing and winterizing pools in Canada

Get your pool ready for winter with these tips to protect your investment from damage.

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Put the brakes on distracted driving

Distracted driving is a major factor in road fatalities. Checking a text, adjusting the GPS or changing the radio may only take a few seconds, but it’s enough time to put you, and others, at risk. Find out more about how you can stay focused on the road.

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5 things young drivers need to know about car accident

Do the young drivers in your life know what to do in case of an accident? Make sure they do with these quick tips.

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Retrieving your unclaimed property

In recent media reports, experts have estimated that billions of dollars of unclaimed property exists across Canada. At The Co-operators, we’re taking a proactive approach to direct owed-funds to the right individuals.

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Winter tires: does the investment pay off?

A cost/benefit analysis of the value installing winter tires on your vehicle that shows the time, money and peace of mind you can save by having them.

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Claims rep takes action to help ailing client

A straightforward claim takes a turn for the worse when a client suffers a medical emergency.

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Demystifying claims: what’s a writeoff?

A car accident, even a minor fender bender can leave you feeling stressed and anxious.  

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Simple ways to reduce home break-ins

Break-ins can occur at any time to anyone in any neighbourhood. The highest percentage of break-ins happen in the summer, while people are away on vacation, or as they leave windows and doors open more often. Most burglars rely on hiding, speed and force to gain entry to a home.

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Don’t drive away without auto insurance

Why you need to update your car insurance policy when you buy a new car.

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Prevent potting soil fires

The potted juniper on your front porch hardly looks like a fire hazard.

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Car accident! Now what?

A car accident, even a minor fender bender can leave you feeling stressed and anxious.

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Protect your home from wildfires with FireSmart

What you can do to prepare during wildfire season... 

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Fight fraud with free Identity Theft coverage

Get help to recover from the theft of your personal information.

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Steer clear of auto insurance fraud

Recognize the most common car accident scams and how to avoid them.

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Six ways to stay safe on social media

Protect your personal information, data and computer when you’re online.

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Better Service for you, by you

In 1990, we launched our Service Review Panel, made up of clients just like you. Today, we’re still the only insurance company in Canada.

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The keys to preventing car theft

One of the many reasons you have Auto insurance is to cover you if your car is stolen. But, there are a few easy steps you can take to help.

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Coverage while you’re on the move

There’s a lot to think about when you’re changing homes. We help by making sure you have the coverage you need. A Co-operators Home insurance.

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What you need to know before becoming a landlord

Are you thinking about renting your basement to boost your retirement savings fund? Taking in a student? Or maybe buying an income property? Here are 10 things to consider before getting started.

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How insurance rates are calculated

Do you ever wonder why your premiums sometimes change? Or why auto and home quotes are different from one insurance company to the next? There are several factors involved in determining who pays what rate.

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When to choose rental car insurance

Planning a summer vacation or road trip? Car rental companies offer many types of insurance, including collision, accident benefits, personal property and liability coverage. But do you need it if you already have an Auto policy with us?

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