Welcome to Smart Tips

Here you’ll find advice, information, tips and tricks

for staying safe, protecting your home, saving money and more.

 

Safe driving habits that save you money

These three simple tips not only improve your safety on the road, they’ll also save you time and money.

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What’s behind the rising cost of home insurance?

More claims lead to higher insurance rates. Find out what issues are affecting Canadians and creating more claims.

7 ways to get your best sleep for a productive workday

Check out these simple changes you can make during the day for a good night’s sleep, so you can stay motivated and mentally fresh. More...

10 ways to help prevent home break-ins

Break-ins can occur at any time to anyone in any neighbourhood. Review these tips and learn how to protect your home from burglary. More...

Do you need to buy rental car insurance?

You need insurance if you rent a car, but are you already covered through your personal auto policy or credit card? Or is it better to buy insurance at the rental counter?

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Home fire sprinklers save lives and reduce damage

Fire sprinklers are installed everywhere except the place we need them most – at home. See how big a difference they make.

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Reduce damage to your travel trailer with simple repairs

Get the number one tip for preventing water damage to your travel trailer and use our guide for opening, closing and extending the life of your trailer.

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8 outdoor spring cleaning tips: repair damage and save energy

Looking for a reason to get outdoors as soon as spring weather hits? Complete these smart home maintenance tips to prevent costly problems and help reduce your energy bill.

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New car guide: buying, leasing and insurance

Get a step-by-step guide to buying a new car, including the pros and cons of buying vs. leasing and insurance considerations for your new vehicle.

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Reduce your flood risk this spring

Limit the chance of flooding around your home this spring with these simple tips.

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Winter tire tips for safer seasonal driving

Winter tires are an essential part of safe winter driving. For top performance, they must be in good condition and used at the right time of year.

Get the most out of your winter tires and maximize their effectiveness with a few basic rules of thumb.

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Cold-weather power outages: what to do before, during and after

With temperatures dropping low throughout winter, find out how to protect your home and family from a cold-weather power outage.

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Keep your home safe and reduce energy usage when you’re away

Whether you’re heading away to the sunny south or spending time with family in another part of Canada, follow these steps to protect your home from winter weather, would-be thieves and energy-hungry appliances.

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3 quick tips to prepare your home for winter

Preparing your home for a long, cold winter is something every homeowner should consider. Here are three quick and easy jobs you can do to help winterize your home.

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Protect yourself from cyber risk

We’re more attached than ever to our devices in an online world. While technological advances have made our lives easier, they also present new threats. Here are the top security risks to be aware of and tips on how to protect yourself.

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Car accident toolkit: 10 helpful steps

While driving, there are always factors outside your control, including road conditions, weather and other motorists. Print and keep this checklist in your vehicle. If you’re in a car accident, use it to gather information and to help you get through the situation.

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Rainproofing checklist for homeowners

Follow these easy steps to help keep your property safe and dry during periods of heavy rainfall.

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TeachResiliency.ca provides crucial mental health resources

Statistics indicate that one in five students suffer from a mental health problem or illness. TeachResiliency.ca, a new public online portal, offers easy-to-use tools and strategies to promote both teacher and student mental well-being.

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Does your car have an outstanding recall?

Approximately one in six cars on Canadian roads has an outstanding recall. In 2015 alone, five million cars had a safety-related issue that required a recall notification in accordance with the Canadian Motor Vehicle Safety Act.

Check the national database for any safety-related defects that could be putting you at risk.

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9 tips for a safe road trip this summer

It’s Canada’s 150th birthday! Planning to use your free 2017 Parks Canada Discovery Pass? Here are some summer road trip tips. More...

How to prevent hail damage and stay safe

Here are some tips on how to protect yourself and your family before, during and after a hailstorm. More...

Flood safety: how to protect your home

Extreme weather is causing more water damage than ever. Protect your home and family before, during and after a flood. More...

Do you know what you own?

A home inventory is an easy way to help you choose the right amount of coverage and simplify any future claim. Use these tips to create your inventory now.

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10 tips for safe winter driving

Acting on even a few of these easy tips will dramatically improve your winter driving and keep you safer on the roads.

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Top tips for a stress-free renovation

Putting your greatest investment (your home!) in expert hands shouldn’t be stressful. Reduce anxiety and get the most out of your home reno with these top tips.

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Simplify the home buying process with this step-by-step checklist

Whether you’re a first-time home buyer or looking for an upgrade, take this handy checklist with you and close the deal with confidence.

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Top 10 tips for closing and winterizing pools in Canada

Get your pool ready for winter with these tips to protect your investment from damage.

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Put the brakes on distracted driving

Distracted driving is a major factor in road fatalities. Checking a text, adjusting the GPS or changing the radio may only take a few seconds, but it’s enough time to put you, and others, at risk. Find out more about how you can stay focused on the road.

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5 things young drivers need to know about car accident

Do the young drivers in your life know what to do in case of an accident? Make sure they do with these quick tips.

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Retrieving your unclaimed property

In recent media reports, experts have estimated that billions of dollars of unclaimed property exists across Canada. At The Co-operators, we’re taking a proactive approach to direct owed-funds to the right individuals.

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Winter tires: does the investment pay off?

A cost/benefit analysis of the value installing winter tires on your vehicle that shows the time, money and peace of mind you can save by having them.

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Claims rep takes action to help ailing client

A straightforward claim takes a turn for the worse when a client suffers a medical emergency.

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Demystifying claims: what’s a writeoff?

A car accident, even a minor fender bender can leave you feeling stressed and anxious.  

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Prevent potting soil fires

The potted juniper on your front porch hardly looks like a fire hazard.

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Car accident! Now what?

A car accident, even a minor fender bender can leave you feeling stressed and anxious.

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Protect your home from wildfires with FireSmart

What you can do to prepare during wildfire season... 

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Fight fraud with free Identity Fraud coverage

Get help to recover from the theft of your personal information.

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Steer clear of auto insurance fraud

Recognize the most common car accident scams and how to avoid them.

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Six ways to stay safe on social media

Protect your personal information, data and computer when you’re online.

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Better Service for you, by you

In 1990, we launched our Service Review Panel, made up of clients just like you. Today, we’re still the only insurance company in Canada.

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The keys to preventing car theft

One of the many reasons you have Auto insurance is to cover you if your car is stolen. But, there are a few easy steps you can take to help.

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Coverage while you’re on the move

There’s a lot to think about when you’re changing homes. We help by making sure you have the coverage you need. A Co-operators Home insurance.

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What you need to know before becoming a landlord

Are you thinking about renting your basement to boost your retirement savings fund? Taking in a student? Or maybe buying an income property? Here are 10 things to consider before getting started.

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