Welcome to Smart Tips

Condo Insurance 101

Find out why you need condo insurance and the basics of how it works. More...

5 steps to reach your savings goals

What are you saving for? Whether it’s travel, retirement, a rainy day, or a little of each, here’s how you can reach your goals. More...

Take charge of your holiday spending and save

Looking to tighten the reins on your spending this holiday season? Use these tips to save on gift giving, entertaining, travel and more, so you can enjoy this special time of year free of financial burden. More...

Ice dam prevention

Know the signs of a dangerous ice dam and how you can prevent them from damaging your home. More...

Tips for a stress-free home renovation

Know the signs of a dangerous ice dam and how you can prevent them from damaging your home. More...

Keep your oil tank safe from leaks and spills

If you heat your home with oil, you should be aware of the environmental damage and health hazards that oil leaks can cause. In fact, just one litre of oil can contaminate one million litres of drinking water. More...

Easy ways to live a greener, more sustainable life

Embed these simple sustainability tips into your lifestyle. You’ll contribute to the environmental, social and financial resiliency of our communities, and save money along the way. More...

Roof maintenance tips for preventing leaks and damage

Here’s how to keep your roof in top shape, so it withstands wind, rain, hail and all that mother nature throws its way this summer. More...

How to prevent fires at home

Go beyond the basics and make your home extra fire resilient with these important safety tips and more. More...

Collision: Now what? Take a 360⁰ view

Do you know what to do at the scene of a collision? Browse our 360⁰ interactive collision scene and discover who to call, what information to gather for a claim, how to protect yourself, and more. More...

Tips for a healthier home, workspace and car

Declutter the places where you spend the most time to reduce stress and improve your mood, productivity and well-being. More...

How cannabis legalization impacts your insurance coverage

The Cannabis Act, also known as Bill C-45, came into effect Oct. 17, legalizing recreational marijuana. Here’s how this landmark decision affects your Group Auto and Home insurance.

Find out about our unique Service Review Panel

After the Armstrong family lost their house to a fire, they looked to our unique Service Review Panel to overturn a claims decision in their favour. Here’s how it works.

8 tips for Canadian winter driving

Remember these eight easy tips to help you safely reach your destination while driving in slippery winter conditions. More...

Safe driving habits that save you money

These three simple tips not only improve your safety on the road, they’ll also save you time and money.

7 ways to get your best sleep for a productive workday

Check out these simple changes you can make during the day for a good night’s sleep, so you can stay motivated and mentally fresh. More...

What’s behind the rising cost of home insurance?

More claims lead to higher insurance rates. Find out what issues are affecting Canadians and creating more claims.

10 ways to help prevent home break-ins

Break-ins can occur at any time to anyone in any neighbourhood. Review these tips and learn how to protect your home from burglary. More...

Do you need to buy rental car insurance?

You need insurance if you rent a car, but are you already covered through your personal auto policy or credit card? Or is it better to buy insurance at the rental counter?

Home fire sprinklers save lives and reduce damage

Fire sprinklers are installed everywhere except the place we need them most – at home. See how big a difference they make.

Reduce damage to your travel trailer with simple repairs

Get the number one tip for preventing water damage to your travel trailer and use our guide for opening, closing and extending the life of your trailer.

8 outdoor spring cleaning tips: repair damage and save energy

Looking for a reason to get outdoors as soon as spring weather hits? Complete these smart home maintenance tips to prevent costly problems and help reduce your energy bill.

New car guide: buying, leasing and insurance

Get a step-by-step guide to buying a new car, including the pros and cons of buying vs. leasing and insurance considerations for your new vehicle.

Reduce your flood risk this spring

Limit the chance of flooding around your home this spring with these simple tips.

Winter tire tips for safer seasonal driving

Winter tires are an essential part of safe winter driving. For top performance, they must be in good condition and used at the right time of year.

Get the most out of your winter tires and maximize their effectiveness with a few basic rules of thumb.

Cold-weather power outages: what to do before, during and after

With temperatures dropping low throughout winter, find out how to protect your home and family from a cold-weather power outage.

Keep your home safe and reduce energy usage when you’re away

Whether you’re heading away to the sunny south or spending time with family in another part of Canada, follow these steps to protect your home from winter weather, would-be thieves and energy-hungry appliances.

3 quick tips to prepare your home for winter

Preparing your home for a long, cold winter is something every homeowner should consider. Here are three quick and easy jobs you can do to help winterize your home.

Protect yourself from cyber risk

We’re more attached than ever to our devices in an online world. While technological advances have made our lives easier, they also present new threats. Here are the top security risks to be aware of and tips on how to protect yourself.

Rainproofing checklist for homeowners

Follow these easy steps to help keep your property safe and dry during periods of heavy rainfall.

TeachResiliency.ca provides crucial mental health resources

Statistics indicate that one in five students suffer from a mental health problem or illness. TeachResiliency.ca, a new public online portal, offers easy-to-use tools and strategies to promote both teacher and student mental well-being.

Does your car have an outstanding recall?

Approximately one in six cars on Canadian roads has an outstanding recall. In 2015 alone, five million cars had a safety-related issue that required a recall notification in accordance with the Canadian Motor Vehicle Safety Act.

Check the national database for any safety-related defects that could be putting you at risk.

9 tips for a safe road trip this summer

It’s Canada’s 150th birthday! Planning to use your free 2017 Parks Canada Discovery Pass? Here are some summer road trip tips. More...

How to prevent hail damage and stay safe

Here are some tips on how to protect yourself and your family before, during and after a hailstorm. More...

Flood safety: how to protect your home

Extreme weather is causing more water damage than ever. Protect your home and family before, during and after a flood. More...

Do you know what you own?

A home inventory is an easy way to help you choose the right amount of coverage and simplify any future claim. Use these tips to create your inventory now.

Top tips for a stress-free renovation

Putting your greatest investment (your home!) in expert hands shouldn’t be stressful. Reduce anxiety and get the most out of your home reno with these top tips.

Simplify the home buying process with this step-by-step checklist

Whether you’re a first-time home buyer or looking for an upgrade, take this handy checklist with you and close the deal with confidence.

Top 10 tips for closing and winterizing pools in Canada

Get your pool ready for winter with these tips to protect your investment from damage.

Put the brakes on distracted driving

Distracted driving is a major factor in road fatalities. Checking a text, adjusting the GPS or changing the radio may only take a few seconds, but it’s enough time to put you, and others, at risk. Find out more about how you can stay focused on the road.

5 things young drivers need to know about car accident

Do the young drivers in your life know what to do in case of an accident? Make sure they do with these quick tips.

Retrieving your unclaimed property

In recent media reports, experts have estimated that billions of dollars of unclaimed property exists across Canada. At The Co-operators, we’re taking a proactive approach to direct owed-funds to the right individuals.

Winter tires: does the investment pay off?

A cost/benefit analysis of the value installing winter tires on your vehicle that shows the time, money and peace of mind you can save by having them.

Claims rep takes action to help ailing client

A straightforward claim takes a turn for the worse when a client suffers a medical emergency.

Demystifying claims: what’s a writeoff?

A car accident, even a minor fender bender can leave you feeling stressed and anxious.  

Protect your home from wildfires with FireSmart

What you can do to prepare during wildfire season... 

Fight fraud with free Identity Fraud coverage

Get help to recover from the theft of your personal information.

Steer clear of auto insurance fraud

Recognize the most common car accident scams and how to avoid them.

Six ways to stay safe on social media

Protect your personal information, data and computer when you’re online.

The keys to preventing car theft

One of the many reasons you have Auto insurance is to cover you if your car is stolen. But, there are a few easy steps you can take to help.

Coverage while you’re on the move

There’s a lot to think about when you’re changing homes. We help by making sure you have the coverage you need. A Co-operators Home insurance.