Have you taken a close look at your insurance plan lately? If not, then now is the perfect time to make sure you have the right coverage for your needs at the best rates possible.

Have a plan.

Speak with one of our Licensed Insurance Representatives, who will work with you to help you determine the amount of coverage you need. This will allow you to plan ahead for the unexpected.

Compare apples with apples.

When comparing quotes, consider not only the premium, but also what you’ll get for your money, such as the amount of coverage, the claims service provided and the types of losses covered by the policy.

Consider increasing your deductible.

A deductible is the amount you agree to pay toward the total amount of the loss: your share of the claim. The higher the deductible, the lower the premium. 

Ask about discounts.

Look for discounts for insuring more than one home or vehicle, purchasing more than one type of insurance from the same company, or for installing safety features. For example, centrally monitored fire and burglar alarm systems can prevent losses and save you money on home insurance.

Consider insurance costs when buying a vehicle.

Before you buy a new vehicle check the Insurance Bureau of Canada's "How Cars Measure Up", which compares vehicles in terms of their relative insurance costs and their safety features.

For help creating an insurance plan that meets your needs and fits your budget, contact one of our Licensed Insurance Representatives at 1-800-387-1963.