You can get exceptional value-added auto insurance from The Co-operators at preferred group rates.

Depending on the type and amount of coverage you choose, our auto insurance takes care of expenses such as medical treatment and care, possible legal costs, property damage and lost wages if you're involved in an accident. It can also provide coverage for vehicle theft.

For more information about the importance of auto insurance and types of coverage visit Insurance 101.

Get a quote

Get a free, no-obligation quote online.  Or, call 1-800-387-1963 and speak to one of our licensed insurance representatives.

Save more with discounts

Additional savings on our auto insurance rates may be available when you:

• install an anti-theft device in your vehicle,*
• are claims free,*
• insure more than one vehicle,*
• have been insured with us for more than two years,* or
• are retired.*

You could save even more when you insure both your auto and home with
The Co-operators.*

*Discounts, coverage and eligibility vary by province.

Value-added benefits

By being part of The Co-operators group insurance program, you'll get exceptional value-added benefits you may not get anywhere else.

Automatic coverage when you replace your vehicle*

If you replace your vehicle before your auto insurance expires, you're still covered. If your coverage doesn't change, you'll automatically receive the same protection at no extra cost until it's time to renew your policy.

Be sure to call a licensed insurance representative at 1-800-387-1963 to let us know you've replaced your vehicle.

Accident Protector*

Have peace of mind from knowing that your claims-free rating will be protected after your first "at fault" collision.

Call a licensed insurance representative at 1-800-387-1963 to see if you qualify for this optional coverage.

Extended/additional coverage*

You can also purchase extended/additional coverage (called endorsements) from
The Co-operators. To save you money, we've created packages of the most common endorsements: 

Endorsement	Package 1	Package 2
Coverage for Replacement Transportation #20 — Coverage that pays the cost of a rental car, taxi or public transportation when your insured vehicle is being repaired due to an accident.
Liability for Damage to Non-Owned Vehicle #27 — Coverage that protects you from the financial obligation you are legally responsible for due to damage caused to a non-owned automobile which is in your care, custody or control (e.g., a rented vehicle while on vacation).
Limited Waiver of Depreciation #43 — Designed to help protect against the loss of value or depreciation of a new car in the event that the car is involved in a ‘total loss’ accident; total loss means the car is beyond repair and must be replaced. This coverage is only available during the first 2 years of vehicle lease or ownership. In general terms, the endorsement pays up to the original purchase price or the manufacturer’s suggested list price as opposed to the depreciated price (which could be thousands of dollars less). To purchase this depreciation waiver you must insure the vehicle for either Collision and Comprehensive coverage or Collision and Specified Perils coverage.

*Discounts, coverage and eligibility vary by province.

Superior service

You can always count on The Co-operators for fast, friendly, professional service whether it's on the phone or in person.

Our licensed insurance representatives will help you select the right insurance coverage and answer any questions you may have.

And when the unexpected happens, our claims service advisors are available to assist you 24 hours a day. Learn more about our OneStep™ claims service.

Flexible payment options

With our flexible payment options you can decide how you'd like to pay your premium, for example, by mail, credit card, or pre-authorized payment.

If you choose pre-authorized payment, you can select when and how often (e.g., weekly, biweekly, semi-monthly or monthly) you'd like to make payments.

Request a quote today!

Get a quote online or call 1-800-387-1963.

Ontario Auto Reform

On September 1, 2010, the government will be introducing significant changes to auto insurance in Ontario. These changes will provide you with more choices of coverages and prices you pay for your insurance. You will be able to customize your policy with additional accident benefit choices that suit your own personal needs. Please visit the Financial Services Commission of Ontario website for more information.